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	<title>Mortgage Facts&#187; Should I Refinance Home</title>
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	<description>Home Mortgage, Refinancing, Home Loans, Mortgaging, Refinance. All the Info You Need!</description>
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		<title>Applying for a 2nd mortgage to payoff 1st mortgage</title>
		<link>http://themortgagefacts.com/mortgages/applying-for-a-2nd-mortgage-to-payoff-1st-mortgage/</link>
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		<pubDate>Fri, 22 Jan 2010 00:48:11 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[2nd mortgage]]></category>
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		<category><![CDATA[Should I Refinance Home]]></category>

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		<description><![CDATA[Q: I want to apply for a 2nd mortgage (fixed rate home equity loan ) and use some of if to pay down my first mortgage.  1st mortgage interest rate: 6.6%; 2nd mortgage interest rate: 5.5%.
Is this a good idea and is this legal?

A: good idea? no &#8211; second mortgage rates are typically higher than [...]]]></description>
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		<title>Should I Refinance Home</title>
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		<pubDate>Fri, 14 Aug 2009 15:05:14 +0000</pubDate>
		<dc:creator>macho</dc:creator>
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		<category><![CDATA[Should I Refinance Home]]></category>

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		<description><![CDATA[These are crucial times. The housing industry is in a slump and jobs are threatened. Everyday we are reading more and more bad news from the economy. Sometimes, the important question we ask ourselves is:

Should I Refinance Home?
Before you make any drastic measures, take into account several things. Are your mortgage rates going to be [...]]]></description>
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