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	<title>Mortgage Facts&#187; mortgage</title>
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	<description>Home Mortgage, Refinancing, Home Loans, Mortgaging, Refinance. All the Info You Need!</description>
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		<title>QA1: Should I Refinance?</title>
		<link>http://themortgagefacts.com/mortgages/basics/qa1-should-i-refinance/</link>
		<comments>http://themortgagefacts.com/mortgages/basics/qa1-should-i-refinance/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 17:14:57 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[cheap refinancing]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[should i refinance]]></category>
		<category><![CDATA[TARP]]></category>

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		<description><![CDATA[Question:  Our home mortgages remain both our biggest monthly bill and our greatest investment. With all the economic uncertainty, we still have very low interest rates between four and five percent for 15 year loans, and less than six percent for many 30 year loans. A question facing many families is: ? 

Answer:
Who absolutely [...]]]></description>
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		<title>Mark-to-Market and Mortgages</title>
		<link>http://themortgagefacts.com/mortgages/basics/mark-to-market-and-mortgages/</link>
		<comments>http://themortgagefacts.com/mortgages/basics/mark-to-market-and-mortgages/#comments</comments>
		<pubDate>Sun, 12 Jul 2009 02:18:23 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[cheap refinancing]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[mark-to-market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[should i refinance]]></category>

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		<description><![CDATA[Over the past couple of days, a new possible excuse for the recession has been coming up here and there and it&#8217;s called the mark-to-market accounting rule, and not a lot of people know what it is. I had to look it up myself, and I&#8217;ll try my best to explain what it&#8217;s about.

Mark-to-market is [...]]]></description>
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		<title>Mortgage Brokers &#8211; Who Regulates Them?</title>
		<link>http://themortgagefacts.com/mortgages/basics/mortgage-brokers-who-regulates-them/</link>
		<comments>http://themortgagefacts.com/mortgages/basics/mortgage-brokers-who-regulates-them/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 06:56:16 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[brokers]]></category>
		<category><![CDATA[cheap refinancing]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[should i refinance]]></category>

		<guid isPermaLink="false">http://themortgagefacts.com/?p=40</guid>
		<description><![CDATA[At some point in time, you tend to ask yourself, who is in charge of protecting me from possibly bad mortgage business practices?]]></description>
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		<title>Refinance Your Loan! Here are Some Ways &#8211; Part I</title>
		<link>http://themortgagefacts.com/mortgages/refinancing-mortgages/refinance-your-loan-here-are-some-ways-part-i/</link>
		<comments>http://themortgagefacts.com/mortgages/refinancing-mortgages/refinance-your-loan-here-are-some-ways-part-i/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 04:08:49 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[cheap refinancing]]></category>
		<category><![CDATA[fixed rate mortage]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Mortgage Tips]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance home loan]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[should i refinance]]></category>

		<guid isPermaLink="false">http://themortgagefacts.com/?p=55</guid>
		<description><![CDATA[Okay we&#8217;ve talked a lot about Refinancing your loan. But how to do it? What are your options? In this first part, we&#8217;re going to show you what options you have when it comes to a refinance move. Your home mortgage will go a long way yet.  


Refinance your Rate and Your Term.
 By [...]]]></description>
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		<title>How to Refinance &#8211; Are Adjustable Rate Mortgages (ARM) Bad?</title>
		<link>http://themortgagefacts.com/mortgages/are-adjustable-rate-mortgages-arm-bad/</link>
		<comments>http://themortgagefacts.com/mortgages/are-adjustable-rate-mortgages-arm-bad/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 07:31:51 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Home Mortgage Tips]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[adjustable rate mortgages]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[cheap refinancing]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[should i refinance]]></category>

		<guid isPermaLink="false">http://themortgagefacts.com/?p=97</guid>
		<description><![CDATA[A couple I know recently purchased a home costing $400,000. They weighed their options and felt that the best way to finance this is with an adjustable rate mortgage (ARM).
ARMs have taken a lot of criticisms for the mortgage crisis. With these loans like these, borrowers pay out at a low initial rate for a [...]]]></description>
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