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	<title>Mortgage Facts&#187; bad credit home loans</title>
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	<description>Home Mortgage, Refinancing, Home Loans, Mortgaging, Refinance. All the Info You Need!</description>
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		<title>Loan Modification Denied</title>
		<link>http://themortgagefacts.com/mortgages/loan-modification-denied/</link>
		<comments>http://themortgagefacts.com/mortgages/loan-modification-denied/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 06:31:48 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[Home Mortgage Tips]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit home loans]]></category>
		<category><![CDATA[bank loans]]></category>

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		<description><![CDATA[QUESTION
I&#8217;m looking for some guidance. I live in Texas and I fell behind on my Mortgage back in November 09 due to medical issues. In January of 2010 I attempted to make two payments, which my mortgage company rejected. Once I learned of the rejection, I called hoping to set up a repayment plan. I [...]]]></description>
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		<title>Should I Refinance?</title>
		<link>http://themortgagefacts.com/mortgages/basics/should-i-refinance/</link>
		<comments>http://themortgagefacts.com/mortgages/basics/should-i-refinance/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 11:25:37 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[bad credit home loans]]></category>
		<category><![CDATA[bad credit loans]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
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Answer: YES 
Should I refinance?
STEPS TO BE TAKEN CARE OF: Most banks are much stricter on their lending criteria and only those with excellent credit and equity in their homes will get access to these record low rates. Here are the some of the main considerations and hurdles you think about when refinancing your mortgage: [...]]]></description>
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		<title>The Making Home Affordable Program is on!</title>
		<link>http://themortgagefacts.com/news/the-making-home-affordable-program-is-on/</link>
		<comments>http://themortgagefacts.com/news/the-making-home-affordable-program-is-on/#comments</comments>
		<pubDate>Wed, 15 Apr 2009 15:22:18 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[bad credit home loans]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[should i refinance]]></category>
		<category><![CDATA[TARP]]></category>
		<category><![CDATA[tarp refinance]]></category>

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		<description><![CDATA[Homeonwers are now starting to ask questions regarding the government&#8217;s Making Home Affordable program. This program is designed to allow eligible borrowers to refinance their high-interest mortagages for better terms.
One of the first things to do, according to mortgage advisors is to check with lenders if it is possible to modify an existing mortgage if [...]]]></description>
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