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	<title>Mortgage Facts&#187; arm</title>
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	<description>Home Mortgage, Refinancing, Home Loans, Mortgaging, Refinance. All the Info You Need!</description>
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		<title>When Should I Refinance?</title>
		<link>http://themortgagefacts.com/mortgages/refinancing-mortgages/when-should-i-refinance/</link>
		<comments>http://themortgagefacts.com/mortgages/refinancing-mortgages/when-should-i-refinance/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 12:26:24 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[refinancing costs]]></category>
		<category><![CDATA[should i refinance]]></category>

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		<description><![CDATA[Generally speaking, if you can earn the  refinancing costs (normally 1%-3% of the loan value) back within two to three  years, and it&#8217;s a home you&#8217;re prepared to stay in for much longer than that,it&#8217;s  usually a good option to refinance your mortgage. From a risk perspective if you  have an [...]]]></description>
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		<title>How to Refinance &#8211; Are Adjustable Rate Mortgages (ARM) Bad?</title>
		<link>http://themortgagefacts.com/mortgages/are-adjustable-rate-mortgages-arm-bad/</link>
		<comments>http://themortgagefacts.com/mortgages/are-adjustable-rate-mortgages-arm-bad/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 07:31:51 +0000</pubDate>
		<dc:creator>macho</dc:creator>
				<category><![CDATA[Home Mortgage Tips]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[adjustable rate mortgages]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[cheap refinancing]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[should i refinance]]></category>

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		<description><![CDATA[A couple I know recently purchased a home costing $400,000. They weighed their options and felt that the best way to finance this is with an adjustable rate mortgage (ARM).
ARMs have taken a lot of criticisms for the mortgage crisis. With these loans like these, borrowers pay out at a low initial rate for a [...]]]></description>
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